Here are our fav tools to help you get your $.H.I.T (salary, home, investments, taxes) together!
HYSA  (high yield savings account)
One of the first steps on your financial journey will be setting up a high yield savings account! Why sweetie? Well, because they earn 50x more interest than a traditional savings account.   That makes them the perfect place to park your emergency fund or the money you have been saving to buy a birkin. STOP👏 KEEPING👏 YOUR 👏SAVINGS IN👏 A REGULAR CHECKINGS ACCOUNT.
Best Bank
Axos is an online-only bank, meaning everything you’d ever need to do can happen right in their app. Sadly, that does mean no free pens, but the lack of lines/small talk make up for it. Did I mention they have great interest rates & lots of options for checking accounts?
Axos Bank
Best credit cards
For Those New On the Credit Card Scene
Capital One Platinum Credit Card
For Those who like Cold Hard Cash Back
Capital One Quicksilver Cash Rewards
For Those Who Dine Out More Than In
Chase Sapphire Reserve
For Those Who are Part of the Jet Set
Chase Sapphire Preferred
Online Brokerage
If you wanna build your own portfolio, use It’s our fav brokerage! We love the way they let you see what money moves other investors are taking (follow me!)
Don’t get it twisted- you don’t need to manage your own portfolio to be a successful investor. Just use a roboadvisory, duh!  I obviously (and famously) recommend wealthfront. Your money will compound while you live your damn life.
Student LoanFinancing/Personal Debt
SoFi is SoHotRightNow! J’adore them as a tool if you have student debt or credit card debt! They refinance your loans with a lower interest rate & a fixed monthly payment- so you can make real progress on getting out of debt and into the next stage of your financial journey- building wealth.
Credit Score Tracking
Credit Karma is FREE! And will give you that number baby. Nuff said.
Credit Karma
Shop Smarter Apps
You don’t need to spend a ton to look expensive, you just need to spend WELL. These are my fav 2nd hand retailers and also Wishi is my fav styling app. Seriously- have them make you a board- you’ll go from zero to Hailey Bieber in like 2 seconds.
Money Saving Apps
We are in the golden age of couponing. In that we don’t have to cut coupons! These websites and browser add-ons do the work for you. So you have more time to stalk European men at Cipriani.
RakutenHoney Chrome Add-onTrim - Negotiates billsExpedia
Best Tax Apps
Taxes sucks but TurboTax is the name brand in the space for a reason… they do a great job simplifying the process so even the most tax-confused pleb can file a return.
Reading is the best money tool!
A good book about finance will change your life. (And a good book about life will change your finances…)That’s why I INSISTED on including a list of my favorite reads on the website. I want you to have a list of great, inspiring books to work through as we enter this next chapter. Because, let’s be real- if we are gonna make you into your own trust fund- we gotta start from the inside out! These books will do just that. They will shift your mindset so you feel confident and driven to living your best life. I hope you enjoy. Xoxo.
Haley’s Favorite Books
Dirty Sexy Money
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Finance Is Cool is a financial education platform, not a licensed financial advisory. The information and opinions given through the site by it’s publishers and contributors should be understood as just that, k? This is not prescriptive financial advice! Additionally, some of our content may contain affiliate links or sponsored content. We only work with only trusted & vetted partners but still – always good to call a spade a spade.
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