MONEY TOOLS

HYSA (high yield savings account)

STOP👏 KEEPING👏 YOUR 👏SAVINGS IN👏 A REGULAR CHECKINGS ACCOUNT. Open a HYSA instead. They earn 50x more interest than a traditional savings account. This is where you’ll keep your emergency fund as well as short-term savings :)

Ally Bank

Best Bank

Axos is an online bank, which rocks bc going to the bank sucks. Don’t get me wrong- I love a free pen- but if I can do something on my phone instead of going in person- sign me up! They offer great interest rates, lots of checking account options and their app has a great interface! Not convinced? Google Axos Bank and read some reviews. People are obsessed.

Axos Bank

Best credit cards

For Those New On the Credit Card Scene

Capital One Platinum Credit Card

For Those who like Cold Hard Cash Back

Capital One Quicksilver Cash Rewards

For Those Who Dine Out More Than In

Chase Sapphire Reserve

For Those Who are Part of the Jet Set

Chase Sapphire Preferred

Online Brokerage

If you wanna build your own portfolio, use public.com. It’s our fav brokerage! We love the way they let you see what money moves other investors are taking (follow me!)

Public.com

Roboadvisory

Don’t get it twisted- you don’t need to manage your own portfolio to be a successful investor. Just use a roboadvisory, duh! I obviously (and famously) recommend Wealthfront. Your money will compound while you live your damn life.

Wealthfront

Student Loans / Personal Debt

Have debt you need to pay off? Use Sofi. They refinance your loans with a lower interest rate so you make a fixed monthly payment that allows you to make real progress on getting out of debt and into the next stage of your financial journey- building wealth.

SoFi

Credit Score Tracking

Your credit card is your financial GPA. Use Credit Karma to check yours! It’s FREE and will give you that number, baby.

Credit Karma

Fashion

You don’t need to spend a ton to look expensive, you just need to spend WELL. These are my fav 2nd hand retailers.

DePop Wishi ReBag

Couponing

We are in the golden age of couponing. In that we don’t have to cut coupons! These websites and browser add-ons do the work for you. So you have more time to stalk European men at Cipriani.

Rakuten Honey Chrome Add-on

Best Finance Apps

Taxes sucks but TurboTax does a great job simplifying the process so even the most tax-confused pleb can file a return.

TurboTax

Negotiating your bills is important but so is watching Succession. Trim helps you track your money & will also negotiate your cable and phone bills FOR YOU so you can watch more Cousin Greg.

Trim

Password Managers

Keeping all your login information to your financial accounts in one place is super important! You don’t want to have to hit “forgot password” every time you wanna check a bill. So- use Bitwarden. It’s free and easy to use.

Bitwarden

Three Comma Club

Need friends to talk money with? Join the Three Comma Club! It’s our Facebook Group and is filled with future rich people JUST LIKE YOU who want to have honest conversations about growing wealth.

The Three Comma Club

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Finance Is Cool is a financial education platform, not a licensed financial advisory. The information and opinions given through the site by it’s publishers and contributors should be understood as just that, k? This is not prescriptive financial advice! Additionally, some of our content may contain affiliate links or sponsored content for which we are financially compensated. We only work with only trusted & vetted partners but still – always good to call a spade a spade.